Fire Insurance

Providing coverage to the property in the form of building houses, offices, hotels, factories, shops, and others, the following contents (furniture, fixtures, furniture, machinery, raw materials and finished goods, etc.) to the possibility losses caused by fire, falling aircraft, lightning, explosion and smoke.

Types of insurance that provides insurance / compensation to the building or its contents by fire.

Risks are guaranteed in the Fire Insurance policy consists of 2 (two) major parts namely:

A. Warranty Standard Fire Insurance.

B. Additional or Extended Warranty

A. Standard Warranty

* Fire: Fire caused by the fire itself, due to carelessness, mistakes its own servants, neighbors, robber, or other causes.

* Lightning: Damage and / or loss to property which is accounted for due to lightning.

* Explosion of: All kinds of explosions that caused the exception or explosion caused by nuclear power

* Fall Aircraft: Damage and / or losses on insured property caused atu Fall Aircraft Objects falling from Aircraft.

* Smoke: Smoke from the fire property and / or interest insured.

B. Additional or Extended Warranty

 With the additional premiums, then the guarantee of the Standard Fire Insurance Indonesia can be expanded with additional assurance as desired.

Against Collateral Damage:

* Riots and strikes, damage due to Malicious Acts, hit by a vehicle.

* Windstorm, Hurricane, Flood and Water Damage.

* Landslide

* Debris Cleanup Costs

Object Coverage:

Object Fire Insurance Coverage for this type is any type of building with all sorts of usability (occupational), and / or its contents (excluding land price).

Insured:

What can be insured in Fire Insurance policy are:

* Any person or owner of the building and its contents.

* Bank or other financial institutions which provide funds for the purchase and the building is used as collateral.

Data or Information Required In Closing Fire Insurance:

* The function or utility buildings (existing production processes in the building).

* The location or the location of the building.

* Value of Building and contents (contents to be machinery, stock and other goods.)

* Approximate building area and land area where the building stood.

* Environmental conditions around the location of the building (left, right, front and rear of the building was standing).

* Establishment of a building component (such as roof, walls, floors, beams, stairs, frame etc.) are also needed to be known.

* Other information relating to the ownership of the building occupants (whether owners or tenants, and others)

Claim Procedure:

* Provide reports by telephone 1x 24 hours, followed with a written report and complete supporting documents

* Letter of claim

* The estimated claims filed

* If necessary Insurance Company will appoint "Lost Adjusters" to conduct research and calculation of losses.