Heavy Equipments Insurance

Heavy Equipments (HE) Insurance provides indemnity insurance to the insured because the insured heavy equipment were damaged and (or) loss due to events caused by the guaranteed risk.

Heavy equipment that can be insured in HE Insurance

What can be insured under this insurance are excavators, bulldozers, wheel loaders, dump trucks, logging trucks, cranes, forklifts and the like.

Condition coverage is available in HE Insurance:

* Comprehensive, a guarantee against loss of part or total loss

* The total loss only, the only guarantee against total loss only

Risks Insurance guaranteed in HE consisting of:

* Perils (due to drowsiness, burst tires, other objects falling, falling rocks, falling trees, slips, overturning, crimes of others, clock, theft, fire, short circuit, wear, corrosion, strikes / riots, war, radioactive / nuclear, deliberate , one manufacturer, natural disaster)

* Accident (theft, collision, fall, burn, upside down / knocked over, broken, broken. Street highway, leased, during delivery, incorrect operation, testing / training)

* Losses due to: cost recovery, repair costs, service costs, costs of spare parts, transportation costs, consultant fees, tax fees. Consequence of loss, the liability of third parties, part as a cause of accident, the cost increase

The risks are not guaranteed in HE Insurance:

* Perils (trials, abnormal conditions, the intention of the insured, operated by a not have a license, the manufacturer's fault, during transport, during transport *, operated on the highway *, on the boat, pontoon or other heavy equipment, from natural disaster * , the explosion itself, mechanical / electrical breakdown, for rented or borrowed, used not according to function and be used for the project underground (underground)) and

* Losses due to wear, corrosion, scratches, consequential loss, costs increase, consummable / replaceable parts and the legal liability to third parties.

The data that must be completed at the time of insuring the HE Insurance:

* Name of insured / creditors

* Type of project / use of equipment

* The location of heavy equipment projects are

* Brand / maker of heavy equipment

* Type / type of heavy equipment

* No. Series / no. chassis / no. engine

* Year of manufacture of heavy equipment