Machinery Breakdown Insurance

Coverage that provides compensation for damages and / or damage to various types of machinery, boilers and other mechanical equipment that experienced by the Insured in unexpected ways and the damage / loss of physical causes such as defective materials, construction is wrong, the mistakes in the work space in installation, lack of job skills, lack of skills / expertise, careless, lack of water in boilers, physical explosion, damage to equipment due to centrifugal force, short circuit, storm, or from various other causes, which he said does not exclude such a way that requires repair or replacement...

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Engineering Insurance

Provide insurance against losses during construction activities, both the construction / civil engineering works and installation of machinery, Industrial Machinery and Electronic Equipment Installation. Object Coverage:* All development activities, both the construction / civil engineering work and installation of machinery.* Industrial machinery.* Installation of Electronic Equipment. Type of Insurance:1. Construction Insurance (Construction All Risks)2. Insurance Machinery Installation (Erection All Risks)3. Insurance for Industrial Machinery (Machinery Breakdown)4. Electronic Equipment Insurance (Electronic Equipment Insurance). 1. Construction Insurance (Construction All Risk) Object Coverage:Insurance Coverage Object Construction (Construction All Risk) include among others: All construction...

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Money Insurance

Insurance protects Money Money Safe (Cach In Safe) and Money in Travel (Cash In Transit). What can be insured?Money or money equivalent; securities; safe storage of such assets. What risks are covered?Insurance cover loss of money for money (including in terms of money are traveler's checks, money orders, precious metals, bonds, stocks and others) that occur due to theft, robbery, loss, demolition or embezzlement, and damage when transported or stored in a vault and / or cashier box. Any risks that are not covered?Risks that are not secured by, among others: lack of money due to miscalculation by the finance or accounting; losses that occur outside of the areas mentioned in the summary of the policy, war, riots and the like; depreciation; radioactive contamination; nuclear weapons. Anyone...

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Heavy Equipments Insurance

Heavy Equipments (HE) Insurance provides indemnity insurance to the insured because the insured heavy equipment were damaged and (or) loss due to events caused by the guaranteed risk. Heavy equipment that can be insured in HE InsuranceWhat can be insured under this insurance are excavators, bulldozers, wheel loaders, dump trucks, logging trucks, cranes, forklifts and the like. Condition coverage is available in HE Insurance:* Comprehensive, a guarantee against loss of part or total loss* The total loss only, the only guarantee against total loss only Risks Insurance guaranteed in HE consisting of:* Perils (due to drowsiness, burst tires, other objects falling, falling rocks, falling trees, slips, overturning, crimes of others, clock, theft, fire, short circuit, wear, corrosion, strikes /...

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Travel Insurance

Insured ObjectsTravel insurance offers you protection at the expense of extensive and unexpected losses that may occur during your business trip or vacation. Scope of Warranty: 1. Personal Accident    Death     Disability fixed     Powerlessness fixed     Cost of treatment (max 10% of Insured Value) 2. Cash for Hospital3. The loss on the trunk (trunk) / luggage and personal items4. Delays in receipt of luggage (suitcase) / luggage5. The delay trip6. The costs of repatriation (repatriati...

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Marine Cargo Insurance

As the name implies, this type of insurance to guarantee compensation for losses incurred during transportation of goods from "back home" to "to the destination." Movement of goods may consist of:Movement of goods from one place to another within a same city.  Movement of goods between cities, between islands or between countries. Kind of Transport: Air Transport (Air Cargo). Transport Air / Sea (Marine Cargo). Land Transport (Land Transite). Conveyances to be used very influential with the high / low risk and will directly affect large and small premium rates.In this type of Marine Cargo Insurance, there are several different types of insurance include: 1. Transportation Air / SeaExport / Import ICC "A" ICC "B" ICC "C" 2. Air FreightExport / Import "Air Cargo All Risks" Local Transport Land...

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Fire Insurance

Providing coverage to the property in the form of building houses, offices, hotels, factories, shops, and others, the following contents (furniture, fixtures, furniture, machinery, raw materials and finished goods, etc.) to the possibility losses caused by fire, falling aircraft, lightning, explosion and smoke.Types of insurance that provides insurance / compensation to the building or its contents by fire. Risks are guaranteed in the Fire Insurance policy consists of 2 (two) major parts namely:A. Warranty Standard Fire Insurance.B. Additional or Extended Warranty A. Standard Warranty* Fire: Fire caused by the fire itself, due to carelessness, mistakes its own servants, neighbors, robber, or other causes.* Lightning: Damage and / or loss to property which is accounted for due to lightning.*...

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Which is more important Selects Insurance Education or Education Savings ?

Insurance education or education savings accounts have the same characteristics. In addition to its investment decision can be customized with your child's school schedule, they both provide protection functions. That is, the availability of funding your children's education will remain secure despite the risk of death to happen to you. Described, education insurance is insurance that offers two utility (endowment), the function of protection and investment. Protection function will bear the risk of death over you, by promising a certain amount of money if you are experiencing death. However, the sum insured is given it is usually adjusted for the cost of your child's education and has been agreed upon in the policy. Owner investment, this insurance will manage and invest some of the premium...

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How to Buy Health Insurance

Today, the cost of health (proper treatment) can be fairly expensive, so we just went to the doctor could be a few hundred thousand (depending on the disease and treatment that we choose), not to mention if she should be hospitalized in the hospital. Especially for those whose income is not fixed (freelance, or self-employed) so ill can-can deplete savings, also for the employees who still have a variety of mortgage (mortgage, car payments, etc.) extra expenditure which would be large enough to disrupt the installment-payment these installments. At times like this are usually people start to realize the importance of health insurance. Although at times the office provides health insurance (including family), often amounts to the claim is still insufficient medical expenses. These days though...

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Tips for Choosing a Life Insurance Company

In choosing a life insurance company, one of which is to assess reputation. Reputation can we value three things: 1. Reputation Services2. Financial Reputation3. Reputation Owners and Management Reputation ServicesHow to assess the reputation of the service, one way is to come to own the insurance company's office. Or at least you know where his office is located. Assess the services provided when you go to the company. With the company came to own it then you can know what kind of service quality that you'll meet when you must come in person one day, for example, in taking care of your insurance money. This can be done if the insurance company that adopts a bancassurance. If the insurance company is using the agency system, choose an insurance agent who really have a good atitutude, can...

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Auto Insurance Tips

Prospective customers do not easily attracted to the motor insurance premium rates are cheap. Because, in today's competition, many insurance companies slam prices, offers motor vehicle insurance premium rates are cheap. Though not necessarily any guarantee of insurance services. Add vehicle insurance package offered. For example, extensive warranties to how much. Therefore, extensive warranties should be adjusted with the desire and ability to prospective customers. See also the network of motor insurance company concerned. For example, how many have a branch office of insurance or how many partners have a garage, so once someone claims not to wait long to fix the vehicle or vehicles reported missing. Can be asked in advance convenience, facility or what added value can be obtained when buying...

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